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Banco Liberdade
Banco Liberdade — social microcredit, MEI and communities

Social microcredit · MEI · communities

We are a transformative social project.

Social microcredit for nano entrepreneurs and MEI

In favelas and communities, we offer financial education, entrepreneurial training, guidance and microcredit to support nano and micro businesses — with priority for people who are unbanked or lack access to credit

The power to believe in dreams

+3,000
people trained in financial education
10 years
present in favelas and communities
5
integrated fronts: credit, courses, programs, mentoring
100%
human, simple and fair

About us

Banco Liberdade, people for people

Nano & microMEIFavelas and communities

We serve everyone who runs a business or wants to start one. Tell us your story: nano, micro, MEI, favelas and communities — with listening, education and social microcredit.

Leadership

Elis Regina — founder and visionary

Elis Regina

Founder and visionary

She worked at two international banks for over 20 years and has spent 10 years as a social entrepreneur with Banco Liberdade — in microfinance, financial education, nano and micro entrepreneurship, microcredit and the development of people and the communities where they live.

“Fly, with freedom.”

Education, mentoring and social microcredit — simple and fair for those who build at the smallest scale, at their own pace.

See how we work

How we work in communities

A clear methodology, with presence in favelas and communities

Step 1

Invitation from local leadership

We enter communities through social leaders who know the neighborhood and its people.

Step 2

Training and guidance

Financial and entrepreneurial education in plain language, applied to everyday nano or micro business life.

Step 3

Microcredit with follow-up

Social microcredit with clear criteria and ongoing support to foster work, income and dignity.

In the community

Program records in communities

Real photos from training, mentoring and meetings with local leaders.

Get in touch: Tell us your story — we want to know you, your nano or micro business and your community's story.

Go to contact

Simple

Clear language, short processes and credit built with listening — no financial jargon.

Fair

Transparent criteria and rates designed for those outside the traditional banking circuit.

Transformative

Education, mentoring and microcredit that become work, income and dignity in the community.

We believe entrepreneurship is the path to work, income and dignity.

Privacy

Respect for LGPD and responsible use of data.

Transparency

Criteria and steps explained for every product.

Training

Education integrated into the microcredit journey.

Inclusion

Diversity and dignity at the center of our strategy.

Our programs

Microcredit, courses and community programs

Each offering connects to the others: first organize household finances, then strengthen the business and income with human support.

ProductTo start a business

Social microcredit for nano entrepreneurs and MEI

In favelas and communities, we support sustainable nano and micro businesses with financial education, entrepreneurial training and mentoring throughout the cycle — leaving no one behind.

CourseTo get ready

Personal financial education course

Financial education is the foundation: before focusing only on products and business, we organize household money and debts and teach conscious consumption and debt traps.

CourseTo get ready

Entrepreneurial education course

We help turn an idea into action or strengthen the nano or micro business you already run.

ProgramTo receive support

Support a Woman program

Each month we select a woman who needs help in a favela or community and invest in a nano or micro business so she can regain work, income and dignity.

ProgramTo receive support

AngelMentor program / mentoring

A volunteer with knowledge donates time and reaches out to a nano or micro entrepreneur: active listening, welcome, guidance and transformation along the journey.

Purpose

Develop people and the communities where they live, so they can live with respect and dignity.

Humanized finance

  • Focus on favelas and communities, respecting each place's history.
  • Nano and micro businesses: own income, small scale, dignity at the center.
  • Less financial and banking jargon, more listening and guidance.

Mission

To be a social digital bank

We believe in people and want to transform lives

Inspired by references such as Grameen Bank, we combine microfinance, financial and entrepreneurial education to build a simple and fair monetary, financial and banking relationship.

Financial education is the foundation

Training in personal finance and nano and micro business finance

Testimonials and videos from those who have been here — household and business finances in practice.

Hands-on guidance and mentoring from the early stage — planning, execution and income, with someone walking alongside you.

Video testimonials in a row — scroll horizontally to see all 6 videos.

Swipe to see more testimonials.

Our story

Banco Liberdade timeline

From experience in international banks to direct work in favelas — a journey built person by person.

  1. 20+ years

    Experience in international banks

    Technical foundation built at two international financial institutions.

  2. 10 years ago

    Start of Banco Liberdade

    We began at the Fundação Dom Cabral social business incubator through Projeto Dignidade. Social work in microfinance, with financial education courses, entrepreneurial education, microcredit, mentoring and local development.

  3. Today

    Presence in communities

    More than 3,000 people trained in personal financial education and entrepreneurial education. Work with social leaders in favelas and communities to support nano and micro businesses.

  4. Next step

    Scale with social investors

    Turn the Bank into a social digital bank and expand impact with partners who believe entrepreneurship is a path to reducing poverty and inequality, providing work, income and dignity.

Impact

Human Investor program

Become a social soul investor

Invest in Banco Liberdade. We need funding to grow and serve many favelas and communities, changing Brazil's inequality map. With humanized, simple and fair microcredit, we help people at the base of the pyramid to build businesses and gain work, income and dignity.

  • +3kpeople served
  • 10 yearsin social microfinance
I want to support

Volunteering

MentorAngel program

Donate the time and experience you have to those with no financial knowledge. Human connection, eye to eye, welcome that builds trust.

I want to join

FAQ

Frequently asked questions

What is nano entrepreneurship?

It is entrepreneurship at the smallest scale. Most often without MEI registration and working informally due to lack of knowledge and schooling. People work from home, on streets, at markets or transport hubs. They are not counted in official statistics, but they produce, earn income and support a family.

What is social microcredit?

Microcredit at the smallest scale of values, exclusively for productivity and generating work and income. It is granted in a human way, with rates and processes designed for those outside traditional banks, together with financial education and guidance.

Who can apply for social microcredit?

Those who take part in education and training journeys in favelas and communities and meet the viability criteria of Banco Liberdade programs.

Do I need formal income proof for a loan?

The analysis considers the reality of informal and self-employed work. The focus is viability and commitment to the plan — not only traditional documents.

How do I join courses or mentoring?

Talk to us on WhatsApp or email. We will point you to groups, mentoring and next steps according to your needs.

I am a community leader. How can I invite Banco Liberdade?

Contact the Banco Liberdade team on WhatsApp or email and tell your community's story. The team assesses local demand and organizes course dates with leaders.

I am a social investor. How can I support the project?

You can invest capital to accelerate and scale Banco Liberdade. We have a scalable business model that generates impact, social profit and financial sustainability. Contact us on WhatsApp and email.

Does Banco Liberdade invest in websites or landing pages?

Our main focus is microcredit, education and mentoring. Other requests can be discussed case by case — send your context via WhatsApp and email.

Didn't find what you need? Talk to us.

Contact

Let's talk

Microcredit, courses, mentoring or partnerships — a short message, a human reply.

If you are a community leader, entrepreneur, social investor or supporter, talk to the team and share your context.

Choose your channel

Talk to the Banco Liberdade team